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Defaqto

Quality insurance – 5 Star Defaqto rated car & home insurance

Travel Insurance

Last minute or long-haul? Choose esure

  • COVID-19 Cover included as standard

 

Get a Quote

Why Choose Travel Insurance

 

COVID-19 Cover included as standard

 

Emergency Medical Cover

 

Cancellation and Curtailment Cover

 

Personal Possessions Cover

 

Personal Accident Cover

 

Legal Expenses

Customers with serious pre-existing medical conditions

We are happy to offer cover for many medical conditions. However, if you would like an alternative quote for your medical conditions or if we are unable to offer you a quote, you can access a directory of specialist medical travel insurers who may be able to provide you with cover. You can access this by visiting moneyhelper.org.uk or by calling 0800 138 7777.

Get Quote 

Optional Extras explained...

Winter Sports Cover

If you are having a wedding or civil partnership ceremony abroad, you can rest assured that memories of your wedding will be with you forever - and we can protect your special day by covering your dress, rings, gifts, as well as any filming and photographs if they're vandalised or stolen.

For an additional fee you can add cover for winter sports.

Cover is provided for skiing and snowboarding activities. There is also cover for ski equipment and piste closure.

Exclusions

  • Any damage to Winter Sports Equipment whilst in use
  • Children who are travelling alone

Gadget Cover

Protect your technology essentials, such as your mobile phone and tablet when you take them away on holiday. Events covered include theft, loss, accidental damage, and vandalism.

For an extra cost you can cover your gadgets.

You will be covered for:

  • We will pay the repair or replacement costs if your gadget is damaged as the result of an accident.
  • If your gadget is stolen, we will replace it. Where only part or parts of your gadget have been stolen, we will only replace that part or parts. There must be evidence of violence of forcible entry if the theft of your gadget is from an unoccupied premises or vehicle whilst on a journey.
  • If your gadget is damaged as a result of intentional or deliberate actions of someone else, we will repair it. Where only part or parts of your gadget are damaged, we will only replace that part or parts.
  • If your gadget is lost, we will replace it. Where only part or parts of your gadget have been lost, we will only replace that part or parts.
  • If your gadget is lost or stolen, and the loss or theft is covered by your policy, we will refund the cost of unauthorised calls, messages and downloads made from it after the time it was lost or stolen.

Golf Cover

If you are going on a golfing holiday and are planning to take your golf clubs, you can include Golf Cover for an extra payment.

You will be covered for:

  • Loss, theft or damage to golf equipment on your trip
  • The cost of hiring golf equipment if your personally owned equipment is temporarily lost or stolen (for more than 12 hours on your outward journey)

Wedding and Civil Partnership Ceremony Cover

If you are having a wedding or civil partnership ceremony abroad, you can rest assured that memories of your wedding will be with you forever - and we can protect your special day by covering your dress, rings, gifts, as well as any filming and photographs if they're vandalised or stolen.

For an additional charge you can cover your wedding attire and gifts.

For an additional charge you can cover your wedding attire and gifts.

For an additional charge you can cover your wedding attire and gifts.

  • Up to the amount shown in your summary of cover (per insured couple) in total for wedding attire, wedding rings and wedding gifts if they are damaged or stolen, lost or destroyed on your journey.
  • Up to the amount shown in your summary of cover (per insured couple) in total for reasonable fees or charges you are unable to get back from anywhere else to reprint the photographs or replace the video recording of the wedding day, if: The booked professional photographer is unable to take the photographs or video recording following their death, injury or illness or they are caught in an unforeseen transport delay that could not be avoided. The professional photographs or video recording of the wedding day are damaged, lost or destroyed on your journey and within 14 days of the wedding day.

Cruise Cover - Only available on Single Trip policies

If you're taking a cruise this summer, get increased cover for your belongings. Plus if you're confined to your cabin, and miss excursions we can cover what you've paid or any changes to the cruise itinerary.

You will be covered for:

Cabin Confinement

We will pay up to the amount shown in the summary of cover if the treating doctor confines you to your cabin during your journey for medical reasons.

Excursions

We will pay up to the amount shown in the summary of cover for pre-booked and pre-paid excursions that you cannot go on because the treating doctor confines you to your cabin during your journey for medical reason.

Cruise itinerary change

We will pay up to the amount shown in your summary of cover for each scheduled port visit missed, if the cruise ship you are booked on is unable to make a scheduled port stop because one of the following and no alternative docking or financial compensation (including on-board credit) is offered:

  • Bad weather
  • Timetable restrictions

Make a claim

Find out how to make a claim. We're here to support you when you need us most

Make a Claim

Make a claim

Find out how to make a claim. We're here to support you when you need us most

Make a Claim

Make a claim

Find out how to make a claim. We're here to support you when you need us most

Make a Claim

Small Print

esure Travel Insurance is sold and administered by Hood Travel Limited, registered in England no. 8318836 at 2nd Floor, Dencora Court, Tylers Avenue, Southend-on-Sea, SS1 2BB. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority under Financial Services Register no. 597211. The core elements of esure Travel Insurance are underwritten by ERGO Travel Insurance Services Limited on behalf of Great Lakes Insurance UK Limited who are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register no. 955859. Calls may be recorded for training and monitoring purposes. Insurance is not available in Northern Ireland, the Isle of Man or the Channel Islands. Subject to normal acceptance criteria.

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Defaqto

5 Star Defaqto rated car & home insurance

Frequently Asked Questions

Our travel insurance policies do not provide cover for financial failure of an airline or tour operator.

However, there are several steps you can take to claim your money back if you have booked your holiday through a travel agent or tour operator.

Package Holidays

If you have purchased a holiday through a licensed travel agent or tour operator, you will be fully protected by the Civil Aviation Authority (CAA) or the Association of British Travel Agents (ABTA).

The Air Travel Organiser’s Licence (ATOL), a scheme run by the CAA, will protect you if your tour operator ceases trading.

If this happens while you’re abroad, the CAA will cover the cost of getting you home and any accommodation costs.

If the company goes into liquidation before you are due to travel, the CAA will refund the money that you have paid the tour operator.

An ABTA bond provides cover if the travel agent goes bust without having paid the tour operator.

Flight-Only Bookings

Those who book their flights directly with an airline will not be protected by the CAA.

If you have purchased your tickets or accommodation using a credit card, bank card, or PayPal, you should be able to claim your money back.

We recommend contacting your card provider or bank to discuss the options open to you.

Please note, it’s always important to understand the terms of your travel insurance policy and what it covers.

If you have any questions, don’t hesitate to contact us.

 

You are covered for bodily injury and illness whilst travelling when pregnant. Please check your transport provider's guidelines before travelling as they may have restrictions.

There is no cover available for medical costs associated with normal pregnancy. This policy is designed to provide cover for unforeseen events, accidents, illnesses and diseases and normal childbirth would not constitute an unforeseen event. Any costs arising from your pregnancy or childbirth, if the expected date of delivery is less than 12 weeks (16 weeks for a multiple birth) after the end of the trip, are excluded.

Provided you have not already started your holiday, esure travel insurance policies will provide you with cover as soon as your purchase has been confirmed.

Yes, our single trip and annual multi trip policies cover holidays in the UK. You are covered for any trip not exceeding the maximum trip length as confirmed on your policy schedule. For annual multi trip policies you must have at least 2 consecutive nights’ pre-booked accommodation.

If any of your details change then you will need to contact us on 0345 600 3950 as soon as possible to update your policy.

If your details have changed and you travel without informing us of the changes then we may be unable to honour any claims which arise.

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