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Defaqto
Quality insurance – 5 Star Defaqto rated car & home insurance
Car Insurance
- 24/7 accident helpline
- Windscreen cover
- Courtesy car
Existing Customer
Log into My Account online to manage your esure policy
- change your policy details
- Renew Policy
- make a claim
- policy booklet
Why choose esure
Comprehensive Car Insurance
5-Year repair guaranteed
if your car's being repaired by one of our recommended repairers
Courtesy car
following an accident if one of our recommended repairers is fixing your vehicle
Windscreen cover
our specialists will happily perform a windscreen repair or replacement if yours gets damaged
5-Year repair guaranteed
if your car's being repaired by one of our recommended repairers
Courtesy car
following an accident if one of our recommended repairers is fixing your vehicle
Windscreen cover
our specialists will happily perform a windscreen repair or replacement if yours gets damaged
5-Year repair guaranteed
if your car's being repaired by one of our recommended repairers
Courtesy car
following an accident if one of our recommended repairers is fixing your vehicle
Windscreen cover
our specialists will happily perform a windscreen repair or replacement if yours gets damaged
Boost your cover with our add-ons
Motor Legal Protection
If you’re involved in an accident that was partly or completely the fault of the other driver we can pay up to £100,000 (including VAT) towards legal costs to help you recover your expenses.
Motor Legal Protection
If you’re involved in an accident that was partly or completely the fault of the other driver we can pay up to £100,000 (including VAT) towards legal costs to help you recover your expenses.
Motor Legal Protection
If you’re involved in an accident that was partly or completely the fault of the other driver we can pay up to £100,000 (including VAT) towards legal costs to help you recover your expenses.
Motor Legal Protection
If you’re involved in an accident that was partly or completely the fault of the other driver we can pay up to £100,000 (including VAT) towards legal costs to help you recover your expenses.
Motor Legal Protection
If you’re involved in an accident that was partly or completely the fault of the other driver we can pay up to £100,000 (including VAT) towards legal costs to help you recover your expenses.
Motor Legal Protection
If you’re involved in an accident that was partly or completely the fault of the other driver we can pay up to £100,000 (including VAT) towards legal costs to help you recover your expenses.
Motor Legal Protection
If you’re involved in an accident that was partly or completely the fault of the other driver we can pay up to £100,000 (including VAT) towards legal costs to help you recover your expenses.
Motor Legal Protection
If you’re involved in an accident that was partly or completely the fault of the other driver we can pay up to £100,000 (including VAT) towards legal costs to help you recover your expenses.
Motor Legal Protection
If you’re involved in an accident that was partly or completely the fault of the other driver we can pay up to £100,000 (including VAT) towards legal costs to help you recover your expenses.
Trustpilot
Rated Excellent on Trustpilot – TrustScore rated 4.3/5
Defaqto
5 Star Defaqto rated car & home insurance
Frequently Asked Questions
Your No Claim Discount (NCD) is related to the number of years you’ve gone without making a claim on your car insurance. Building up your NCD over a number of years can help you get a discount on your Car Insurance premium as it shows you’re a less risky driver to insure.
Many car insurance policies do cover you to drive other cars but this is not included on all policies as standard. To find out if you are covered to drive other cars you can check section 3 of your Certificate of Motor Insurance.
The “drive other cars” extension allows the Car Insurance policyholder to drive someone else’s car with the owner’s permission. Cover on that car is limited to Third Party Damage only, and will not be Comprehensive even if that’s the level of cover on your own car. Third Party Damage does not cover damage to or theft of the borrowed car. The entitlement is only available to the policyholder and not the named drivers on your policy.
Yes. And you could also get a multicar discount for doing so – why not have a look at our Multicar Insurance.
This depends on a number of things, such as, the level of cover you choose, the car you drive and how long you’ve been driving. These are considered along with other things when assessing the risk and calculating the cost of your car insurance. Saying that, you could reduce this cost by: opting for a higher excess (as long as you’re happy and can afford to pay that excess in the event of a claim): driving cars in low-numbered insurance group; and building up a No Claim Discount (NCD) over a number of years by driving safely.
This depends on the level of cover you choose. For example, Third Party Only simply covers the costs of damage to another person (third party) and their property in an accident, while Fully Comprehensive covers you and your vehicle in addition to the other party and their vehicle. See the section below for more information about different levels of cover.
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