Comprehensive cover for electric and hybrid cars
Defaqto 5 Star rated comprehensive cover
By choosing our cover you have peace of mind knowing that your car will be protected by one of the UK’s leading insurers.
It’s important to know, electric cars produce zero tailpipe emissions. As time goes on, they’ll become a significant factor in reducing climate impact – and esure wants to support customers as they transition to a more sustainable way of getting around.
Our quality Car Insurance products cover a wide range of makes and models, including electric and hybrid cars. We undertake customer testing to understand the wants, needs and expectations of car insurance policy, so we can continue to improve our offering.
Battery Cover. We’ll handle every part of your claim if your battery is accidentally damaged – to get you back on the road as soon as possible. That’s regardless of whether the battery’s owned or leased.
Power Cable Cover. This covers electric charge cables whilst used in connection with charging your vehicle - providing you with peace of mind that your vehicle accessories are insured.
Running out of charge while out and about is every electric car owner’s nightmare. However, our partner – the RAC, will be on hand to take you and your car to the nearest charge point if you take out this optional cover when you insure with us.
If you’re involved in an accident that was partly or completely the fault of the other driver, we can pay up to £100,000 (including VAT) towards the legal costs to help you recover your expenses.
If your car is stolen and not recovered, or we agree it’s a total loss, you’ll get a similar-sized courtesy car (including electric and hybrid cars subject to availability) by the end of the next working day. It’ll be yours to use for up to 21 days while your claim’s being processed.
This isn't available to add to esure Flex Car Insurance policies.
If you, or any named driver, dies or is seriously injured, we’ll cover the medical expenses. We’ll pay up to £100,000 if you’re at fault, or up to £30,000 if not..
This isn't available to add to esure Flex Car Insurance policies.
This isn't available to add to esure Flex Car Insurance policies.
If your keys are lost, stolen or damaged, help is at hand. Just call our partner – the RAC – and they’ll help retrieve, repair or replace them.
Such as:
For more electric vehicle FAQs, click below.
Yes. It’s exactly the same process as renewing our standard esure Car Insurance. Just head here.
It all depends on the type of electric or hybrid car you have. The best thing to do is get a quote from us.
Yes you can. You'll need to take out a separate policy for each car.
If you run your electric charging cable over a public pathway and someone trips over it, they can make an injury claim. That’s even if you’ve put up warning cones or have used a cable guard cover. Our Electric Vehicle policies include public liability insurance that provides you with cover if some were to trip over your charging cable.
Currently the government offers a grant that provides funding of up to 75% towards the cost of installing an EV chargepoint at certain domestic properties across the UK. Please go here for more details on eligibility.
Forgetting an MOT date is more common than you think, but even a small oversight can have big consequences. A recent survey by esure* revealed that only 29.8% knew the exact date their MOT was due and 21.4% of participants had missed booking their MOT on time.
Electric vehicles (EVs) and hybrids are here to stay. With the carbon dioxide emissions of an EV being lower than a petrol or diesel engine*, even when taking into account the electricity used for charging, they’re a popular choice for those looking to reduce their carbon footprint.
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